Almost every American adult is familiar with the obligatory squiggle of your name to complete a transaction. But how secure are those signatures in helping us avoid fraudulent transactions and purchases? Not very. Putting aside all of the hassles of writing your name with a dead pen, getting something that looks somewhat like your name on an electronic signature pad, or having to deal with signatures when traveling abroad in places that are used to chip and PIN, those signatures just don’t do a good job of keeping us safe, and in reality have not been effective for a long time.
