The COVID-19 pandemic has dramatically changed the business landscape, with some businesses thriving as a result (e.g., Amazon, Walmart and Zoom) and others seeking bankruptcy protection (e.g., Neiman Marcus, Hertz and J. Crew). Many businesses – particularly in industries like hospitality, transportation and retail – have witnessed negative impacts from the COVID-19 pandemic and its effects. While they may have been able to rely on governmental assistance and existing banking relationships to weather the storm so far, experts predict that many of them will end up in a distressed situation.